Operations
Guide activities, documents and information inside a consistent workflow.
Follow how a credit position changes over time
MCS Credit Monitoring combines history, indicators, events and current information to highlight changes, anomalies and positions requiring attention.
WHAT IT DOES
Credit Monitoring turns specialist work into a structured process.
MCS Credit Monitoring combines history, indicators, events and current information to highlight changes, anomalies and positions requiring attention.
Control
Keep statuses, deadlines, responsibilities and exceptions visible.
Management
Turn operational data into portfolio views and decision support.
WHO IT IS FOR
Built for a specific operating context.
Banks, financial institutions and specialist Credit, Operations, Risk, Recovery and Back Office teams.
Guide the work
Activities, information and documents are organised around the process rather than scattered across separate tools.
Make the process observable
Operational data becomes a basis for portfolio views, SLA monitoring, exceptions, KPIs and management reporting.
Use the history
Operational information can be consolidated into trends, workload views and decision support appropriate to the process.
OPERATIONAL FLOW
From input to managed outcome.
The exact configuration depends on the organisation, but the product is designed around a clear, traceable sequence.
01Acquire the position
02Apply rules & checks
03Manage activities & documents
04Handle exceptions
05Measure outcomes
INTEGRATION
Part of the information system, not another isolated island.
Designed to work with existing banking data, master data, document services and surrounding enterprise systems.
Process → Control → Result → Management.
WHO IT IS FOR · ORGANISATION
Which teams are involved inside the organisation.
Beyond the target market, the solution typically involves different teams depending on whether they use the product, own the process or govern its adoption.
Operational users
- Credit Monitoring
- Credit Risk
- Credit Operations
Process owners
- Credit Division / Head of Credit
- Risk Management
IT, security and governance
- IT Architecture / Integration
- ICT Security / CISO
- Compliance
- Organisation & Process Management
The exact organisational model varies by customer; these are the functions most closely connected to the process supported by the product.
CREDIT MONITORING
Discuss workflow and integration.
DEPLOYMENT & SECURITY
On-premise or SaaS. The same solution in the deployment model that best fits your organisation.
All Micra products can be deployed on-premise or provided as SaaS on Micra infrastructure. Architecture, security, operational resilience and governance are designed in line with the applicable requirements of DORA and NIS2.
On-premiseMicra SaaSDORANIS2