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  3. • GSCALARE
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SCALARE - Scalar and bracket calculation

"Scalare" is the product that simulates the scale based on real or presumed information that users can indicate with extreme simplicity; it is aimed, in particular, at all those services where the simulation is needed for evaluative purposes.
Specifically, the product consists of a series of functions for recording the data necessary for counting:

  • Data, defined or to be perfected
  • Accounting and capitalization intervals
  • Conditions relating to the creditor rate and the debtor rate that can be specified by amount ranges
  • Maximum overdraft fees
  • Complete and distinguishable movement in liquid or illiquid

At any time it is possible to redefine or modify the basic data to simulate the counting until an outlined situation can be created that can be used for official purposes; in this case it is sufficient to consolidate the simulation so that it remains unchanged over time.

The methodology used on this product is the "Hamburg"em> one in which transactions are considered in order of currency.
The bracket is complete with all relevant data and highlights by currency both the liquid and illiquid balances.
The interest, calculated at each change in the balance or rate applied, is divided into giving and receiving and the accounting is justified by showing the details relating to the amount involved.

The picture includes details of any overdraft fees and withholding taxes, as well as - for each accounting period - the initial situation and the related final summary. The product also provides the accrued interest.

The added value of Scalare is the accuracy of the data proposed in the bracket, which goes to the evidence of all the arguments that contribute to the calculation of the single specific partial element, whether it refers to the interest to give or take, the commissions of maximum overdraft or withholding taxes.

Recipients

  • Ordinary Credit Department
  • Anomalous Credit Department
  • Accounting Direction
  • Legal Department
  • Litigation Department

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